fix erc20 to cw20 recipient can not use 0x prefix address

[BananaLF]

• Targeted PR against correct branch (see CONTRIBUTING.md)

• Linked to github-issue with discussion and accepted design OR link to spec that describes this work.

• Wrote tests

• Updated relevant documentation (docs/)

• Added a relevant changelog entry to the Unreleased section in CHANGELOG.md

• Reviewed Files changed in the github PR explorer

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For Admin Use:

• Added appropriate labels to PR (ex. wip, ready-for-review, docs)
• Reviewers Assigned
• Squashed all commits, uses message "Merge PR #XYZ: [title]" (coding standards)

[codecov-commenter]

Codecov Report

Merging #191 (8d6981e) into dev (e31a0e6) will decrease coverage by 0.01%.
The diff coverage is 100.00%.

❗ Current head 8d6981e differs from pull request most recent head 95d5f0f. Consider uploading reports for the commit 95d5f0f to get more accurate results

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@@            Coverage Diff             @@
##              dev     #191      +/-   ##
==========================================
- Coverage   34.45%   34.45%   -0.01%     
==========================================
  Files         430      430              
  Lines       44881    44879       -2     
==========================================
- Hits        15463    15461       -2     
  Misses      28269    28269              
  Partials     1149     1149              

Impacted Files	Coverage Δ
x/vmbridge/keeper/wasm.go	72.63% <100.00%> (-0.57%)	⬇️